The following General Website Terms of Use Agreement (the "Agreement") governs your general access to and use of this website (the "Service" / "the Site"). By accessing and using the general areas of the Service, you agree to be legally bound by all of the terms, conditions and notices contained or referenced herein. Please review this Agreement carefully.

1. The Naffikana Group and all associated trademarks, including this site and all information herein contained is protected by copyrights, trademarks and other intellectual property rights owned or controlled by The Naffikana Group (including third parties). You agree to comply with all copyright, trademark and any other intellectual property right laws worldwide in your use of the site. In no event may you use, distribute, copy, reproduce, modify, distort, link or transmit the Site or any of its elements, such as text, images, photographs, graphics, user interface, and other content provided without the express written permission of The Naffikana Group and on terms satisfactory to The Naffikana Group. The Service and the information contained in reference herein are for informational purposes only. Any reproduction, copying, or redistribution for commercial purposes of any materials or design elements of the Service is strictly prohibited, without the prior written consent of The Naffikana Group. Requests for permission to reproduce any information contained on this Service should be addressed in writing to THE NAFFIKANA GROUP, Attn: Legal Department, P.O. Box 182, Greenford UB6 0YH, London, England. Additionally, you may not offer any part of the contents of the Site for sale or distribute such part over any medium, including, but not limited to, distribution by television or radio broadcast, or distribution on a computer network. You may not make any part of the Site available as part of another site, whether by hyperlink framing on the Internet or otherwise. The Site and the information contained therein may not be used to construct a database of any kind. Nor may the Site be stored (in its entirety or in any part) in databases for access by you or any third party or to distribute any database sites containing all or part of the Site. Nothing stated or implied on the Service confers on you any license or right under any copyright of The Naffikana Group or any third party. Any unauthorized use or misuse of this intellectual property or unauthorized use of any contents of this Service will be subject to all appropriate remedies, including appropriate legal action.

2. Information on this website may contain technical inaccuracies or typographical errors. The Naffikana Group reserves the right to correct any errors or omissions in any portion of the site or to change, modify, remove, terminate or suspend any portion hereof, at any time without notice.

3. It has been and remains our Corporate policy not to accept or consider ideas, suggestions or materials other than those that The Naffikana Group and/or associated companies has specifically requested from you. Accordingly, we do not want you to, and you should not, send any confidential or proprietary information to The Naffikana Group through our Site unless specifically requested by us. Please note that any unsolicited information or material sent to The Naffikana Group will be deemed not to be confidential or proprietary. By submitting information and material to this Site, you automatically grant The Naffikana Group and associated companies (or warrant that the owner of such information and material has expressly granted to The Naffikana Group) a royalty-free, perpetual, irrevocable, unrestricted, right and license to use, reproduce, display, perform, modify, adapt, publish, translate, transmit and distribute or otherwise make available to other such information and material (in whole or in part and for any purpose) worldwide and/or to incorporate it in other works in any form, media, or technology now known or hereafter developed. You also agree that The Naffikana Group is free to use any ideas, concepts, know-how or techniques that you send The Naffikana Group for any purpose. As further provided above, The Naffikana Group does not want to receive, and you are deemed to covenant and agree through the use of this Site not to provide, any information or materials to the Company that are defamatory, threatening, obscene, harassing, in violation of any law, governmental requirements or otherwise unlawful, or that incorporate the proprietary information or materials of another person or entity.

4. You shall not upload, post or otherwise make available on this Site any information and material protected by copyright, trademark or other proprietary right without the express written permission of the owner of such right(s). You shall be solely liable for any damages resulting from any infringement of copyright, proprietary rights, or any other harm resulting from such a submission.

5. The Naffikana Group reserves the right to modify or update this Agreement at any time and without notice. It is your responsibility to familiarize yourself each time you visit the website with the then-current Terms of Use Agreement to which you are bound. Your use of the Service after the posting of modifications to this Agreement will constitute your acceptance of this Agreement, as modified. If, at any time, you do not wish to accept this Agreement, you may not use the Service.

6. The Site is operated by The Naffikana Group whose corporate office is located in England. These terms of use shall be governed by and construed according to English Law. You and The Naffikana Group expressly agree to submit to the exclusive jurisdiction and venue of the courts in England in all disputes arising out of or relating to the use of this Service. This Site is not directed at any person in any jurisdiction where for any reason the publication or availability of this Site is prohibited. Those in respect of whom such prohibitions apply must not access this Site. Those who access this Site do so on their own initiative, and are responsible for compliance with applicable local laws or regulations; legal advice should be sought in cases of doubt. Those who access this Site may not necessarily be able to deal directly with all or any of The Naffikana Group's entities.

7. No information published on The Naffikana Group website constitutes a solicitation or offer, or recommendation, to engage in any investment activity, to effect any transactions, or to conclude any legal act of any kind whatsoever. The Naffikana Group's obligations and responsibilities regarding its products and services are governed solely by the our terms and conditions of sale or license under which such products and services are sold or licensed.

8. IN NO EVENT WILL THE NAFFIKANA GROUP OR ITS AFFILIATES, OR ANY PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SERVICE, OR ON ANY WEBSITE LINKED TO THIS SERVICE, BE LIABLE IN ANY MANNER WHATSOEVER FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS, USE OR INABILITY TO USE THIS SERVICE OR ANY SITE LINKED TO THIS SERVICE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ALTERATION, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE. THESE LIMITATIONS APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF THE NAFFIKANA GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE NAFFIKANA GROUP'S LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

9. Information contained on this site may contain forward looking statements by The Naffikana Group which are based on current expectations, estimates, projections and assumptions that involve risks and uncertainties. The reader is cautioned not to put undue reliance on this forward-looking information, which is not a guarantee of future performance and is subject to a number of uncertainties and other factors, many of which are outside the control of The Naffikana Group.

10. If you believe that your work has been copied and is accessible on this Service in a way that constitutes copyright infringement, please provide in writing the following information:

1. identification of the copyrighted work claimed to have been infringed;
2. identification of the allegedly infringing material on the Service that is requested to be removed;
3. your name, address and daytime telephone number, and an e-mail address if available, so that The Naffikana Group may contact you if necessary;
4. a statement that you have a good faith belief that the use of the copyrighted work is not authorized by the copyright owner, its agent, or the law;
5. a statement that the information in the notification is accurate, and under penalty of perjury, that the signatory is authorized to act on behalf of the owner of an exclusive copyright right that is allegedly infringed; and
6. an electronic or physical signature of the copyright owner or someone authorized on the owner's behalf to assert infringement of copyright and to submit the statement.

Notice of claims of copyright infringement to be addressed to THE NAFFIKANA GROUP, Attn: Legal Department, P.O. Box 182, Greenford UB6 0YH, London, England. The Naffikana Group will remove any posted submission which infringes the copyright of any person under the laws of England upon receipt of such a statement. Any false statements of submission will be subject to all appropriate remedies, including appropriate legal action.

11. This site including all information contained in the site is provided "AS IS" without any representation and warranty, express or implied, of any kind WHATSOEVER TO YOU OR ANY OTHER PERSON RELATING IN ANY WAY TO THE SERVICE, INCLUDING ANY PART THEREOF, OR ANY WEBSITE OR OTHER CONTENT OR SERVICE THAT MAY BE ACCESSIBLE DIRECTLY OR INDIRECTLY THROUGH THE SERVICE. The Naffikana Group makes no representation or warranties of any kind (either express or implied) that information and opinions expressed on the The Naffikana Group website are accurate, complete or up to date. Although The Naffikana Group strives to maintain the accuracy of the material on this site, The Naffikana Group takes no responsibility for any error or omission relating to this information, and shall not be responsible for any damages (direct, special, indirect, consequential, incidental damages or any other damages of any kind even if The Naffikana Group has been advised of the possibility thereof) arising out of your access to, or use of, the Site.

THE NAFFIKANA GROUP DISCLAIMS TO THE MAXIMUM EXTENT PERMITTED BY LAW, ANY AND ALL SUCH REPRESENTATIONS AND WARRANTIES. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE NAFFIKANA GROUP DISCLAIMS TO THE MAXIMUM EXTENT PERMITTED BY LAW ANY AND ALL (i) WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, (ii) WARRANTIES AGAINST INFRINGEMENT OF ANY THIRD PARTY INTELLECTUAL PROPERTY OR PROPRIETARY RIGHTS, (iii) WARRANTIES RELATING TO DELAYS, INTERRUPTIONS, ERRORS, OR OMISSIONS IN THE SERVICE, OR ANY PART THEREOF, (iv) WARRANTIES RELATING TO THE TRANSMISSION OR DELIVERY OF THE SERVICE, (v) WARRANTIES RELATING TO THE ACCURACY OR CORRECTNESS OF DATA, AND (vi) WARRANTIES OTHERWISE RELATING TO PERFORMANCE, NONPERFORMANCE, OR OTHER ACTS OR OMISSIONS BY THE NAFFIKANA GROUP OR ANY THIRD PARTY. FURTHER, AND WITHOUT LIMITING THE GENERALITY OF ANY OF THE FOREGOING, THERE IS NO WARRANTY THAT THE SERVICE WILL MEET YOUR NEEDS OR REQUIREMENTS OR THE NEEDS OR REQUIREMENTS OF ANY OTHER PERSON.

12. IN NO EVENT SHALL THE NAFFIKANA GROUP OR ANY THIRD PARTY BE LIABLE TO YOU OR ANY OTHER PERSON FOR CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR INDIRECT DAMAGES ARISING UNDER OR IN ANY WAY RELATED TO THE SERVICE, INCLUDING ANY PART THEREOF, OR ANY OTHER CONTENT, (INCLUDING LOST PROFITS, LOSS OF BUSINESS OR DATA, BUSINESS INTERRUPTION, TRADING LOSSES, AND DAMAGES THAT RESULT FROM INACCURACY OF THE INFORMATION OR INCONVENIENCE, DELAY, OR LOSS OF THE USE OF THE SERVICE) EVEN IF THE NAFFIKANA GROUP OR ANY THIRD PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

13. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and The Naffikana Group and governs your use of this Service, superceding any prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and The Naffikana Group. If any portion of this Agreement is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intention of the parties, and the remaining portions shall remain in full force and effect.

14. The failure of The Naffikana Group to enforce any provisions of this Agreement or respond to a breach by you or other parties shall not in any way waive its right to enforce subsequently any terms or conditions of this Agreement or to act with respect to similar breaches.

15. Sites or pages that are linked to this Site are for information purposes only and have not been reviewed or verified by The Naffikana Group. The Naffikana Group has no responsibility for the content of the sites or pages linked to or from this Site and no endorsement of any such sites or pages or of their content is implied. Following links to or from any other sites or pages shall be at your own risk and The Naffikana Group accepts no responsibility or liability for any losses or penalties whatsoever that may be incurred as a result of any linking to any location on any linked sites or pages.